Catastrophic Injury – The Value of a Life Care Plan
You are driving down North Market Street and a tractor-trailer crashes into you. Your vehicle is totaled and you suffered a debilitating spinal cord injury resulting in paralysis. You also suffered a mild traumatic brain injury resulting in partial loss of motor function. For all intents and purposes, your life as you knew it is over because you suffered a catastrophic, permanent injury.
In this scenario, what do you do? How do you pursue a proper amount of compensatory damages to cover your entire working life? First, you need to speak to a Florida personal injury lawyer and pursue a civil claim against the at-fault driver and whichever insurance carrier covers the vehicle that hit you. In situations where you, or a loved one, suffered a catastrophic injury, you need to investigate all available avenues of coverage so you can pursue as much compensation as possible.
If you retain a personal injury attorney, one strategy to “value” your claim is a catastrophic life care plan. It is a key tool utilized in advocating and planning for severely injured claimants.
Understanding How a Life Care Plan Works
A life care plan details the functional impairments, the needed care, and the costs associated with that needed care. A life care plan then projects these costs over the course of your lifetime, based upon your needs, standard of living, family size, etc.
Developing this plan involves expert examination by a life care planner of your profession, your personal background, the type of injuries you suffered, inflation, etc. The life care planner may even meet with you and your loved ones directly to get a full sense of the impact of the injuries you suffered. Medical records, therapy records, school records, and vocational records are also reviewed to get a full picture of where you were prior to the injury and after.
Speak to a Florida Personal Injury Lawyer Today
If you or a loved one suffered a permanent, catastrophic injury, you need representation. You do not want to take on a big insurance company on your own, especially if your injuries are life-altering. Contact Gillette Law, P.A. today. Our Florida personal injury law firm offers free consultations and work on a contingency fee basis which means you only pay on a percentage of the amount recovered and only when we win your personal injury case.